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While there is no way to make yourself 100% safe from identity theft, you can decreaseyour chances of becoming a victim by following these helpful tips! • Enroll in a credit monitoring/identity protection service. • Enroll in a “Two-Step Verification” process for the websites you use that have your financial or personal data. • Always use strong passwords and change them regularly. • Shred all paper records of identity that you no longer need, such as bank statements,

Nearly half of borrowers don’t compare mortgages, according to a report by the Consumer Financial Protection Bureau. You owe it to yourself to make sure you’re getting the right loan for you! 1. Letting us do your legwork can save you time and money. When you make direct contact with random funding sources or national call centers, you are limited to the loan programs they offer. On the other hand, we have access to a wide range of lenders and loan programs and wi

Credit Card Utilization HIGH IMPACT This refers to how much of your available credit you are using at any given time. It’s decided by dividing your total credit card balances by your total credit card limits. Financial experts recommend keeping your overall credit card use under 30%. Keeping your credit card balances low means you use credit responsibly, and you have available credit should unexpected emergencies arise. Payment History HIGH IMPACT This is represented as a

As your lifelong Mortgage Planners, we’re here for you as your financial needs change. Get the cash you need to buy a bigger home, smaller home, vacation home, or fix up your home! There’s no cost, risk or obligation for your Mortgage Analysis with us. Get real-time rate quotes and mortgage news that affects your situation. This is likely the Largest purchase you’ll ever make. So let our expertise help you get the right loan for you! You’ll Love What We Can Do for You!

Although some borrowers can be eligible for a mortgage in as little as a year following a bankruptcy, waiting a little longer might be a smarter move. Filing for bankruptcy impacts your credit score considerably. Certain limitations may apply to loan products for borrowers with previous credit challenges and may include a higher interest rate and/or higher fees. So, focusing on rebuilding your credit first may mean you’ll be eligible for a lower interest rate. The Only