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1. DON’T APPLY FOR NEW CREDIT You could lose 10 points from your credit score for one hard inquiry! 2. DON’T CREATE RED FLAGS The less activity on your reports during the loan process, the better. Even something seemingly as harmless as paying down a large credit card balance or changing your normal pattern of credit card usage can raise red flags! 3. DON’T MISS A SINGLE PAYMENT Keep current on your mortgage, auto loans, credit cards and other payments. A s

We got that covered, too. If you’ve got inaccuracies or dings on your credit report, we’ll help you heal up those bruised areas so you can get back in action! Our clients are well informed. We instruct you on program features and benefits. We explain how the loan process works. We’re open to your questions no matter how big or small! Prompt, accurate replies is our business as usual! We oversee, or supervise, the entire loan process from start to finish. You’ll know the s

Exposure to carbon monoxide can be fatal before you are even aware that it’s in your home! Protect your family from this very scary possibility! “You can’t see or smell carbon monoxide, but at high levels it can kill a person in minutes,” According to the U.S. Environmental Protection Agency. At lower levels of exposure, CO causes mild effects that are often mistaken for the flu. Protect Your Family! No home should be without a carbon monoxide alarm to detect deadly le

When it comes to home financing, a strategic game plan can help improve the quality of your life for years to come. Our track record of integrity gives you a safe environment in which to disclose your financial information and obtain honest loan information from the get-go. Just think of us as your lifetime Mortgage “Coach”! Winning decisions take planning and preparation. Simply said, the duties of a coach are to provide a safe environment, to warn of dangers, help injured p

Our advanced mortgage technology keeps you linked to current interest rates! Don’t be fooled by ads with teaser rates or mortgage rates that don’t apply to your unique situation. The Federal Trade Commission has warned consumers to watch out for ads that promise rates that are “too good to be true.” Mortgage rates change daily, so ads and rate surveys look back, not forward. You can trust us to work with you to find the right loan for you and your situation. We’ll O