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You love showering others with special gifts during the holidays. But you don’t like facing mounting credit card debt to make that happen!   Last year, the average amount of post-holiday debt was $1,381, according to personal financial site Magnify Money. Of those that borrowed money, 89% said they won’t be able to pay off that debt in a month.   Sure, Give Yourself Some Credit! Credit cards aren’t all bad. You need different open credit lines to prove you can manage debt. Ho

Since many buyers and sellers just happen to hold off on real estate activity during this time of year, you can take full advantage of this unique season to buy or sell! The truth is you can actually benefit from buying a home or listing your property between November and January. The holidays bring out the buyers and sellers that are determined. They need something or want to sell now, and they’re not willing to wait for spring or summer. Here are some buyer and seller benef

Want to add that master bedroom suite, luxury pool and deck, or spacious family room?   With our personalized mortgage service, you could be good to go!   We’ll help you add value to your property whether you’re buying, selling, or staying!   Minor “Home Rehab” Starts Here! We’ll show you how you can quickly and easily fund improvements, such as a roof replacement, upgrading your central heating or air conditioning systems, updating your kitchen or home appliances, painting,

Many people believe that renting a home is the way to go. After all, you don’t need to worry about home maintenance or property taxes, among other things.   But WAIT! Don’t’ forget about those yearly rent increases, the lack of freedom to renovate your home the way you want, the lack of privacy, and the possibility of having to move if your rental gets sold.   When you consider all the factors, owning a home may actually be much more practical than renting.   As a homeowner,