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Don’t panic! Regardless of what the market has done in the past, the recent shift toward lower rates means we can help you get an even more affordable mortgage. Here are three simple solutions that can help you secure a lower monthly payment as rates continues their downward trend. 1. Improve your credit score! The lowest mortgage rates go to borrowers with the highest credit scores. Yet, there could be factors hurting your score that aren’t so obvious, especially with newer

Believe it or not, according to J.P. Morgan Global Research, housing prices in the U.S. are predicted to remain stable. Following a decade in which housing prices nearly doubled, Now it could be a great opportunity for that second home. It’s always a big decision, so make sure to weigh the pros and cons with us before you buy. Second Home: What Are Your Goals? If you want a weekend getaway spot, buying a home within a day’s drive of your home will probably be your best choi

After living in a home for years, or even decades, it’s easy to not notice how dated your home can look. While decorating style is different for everyone, there are several home décor trends that have become “stale” over time. Fortunately, there are plenty of fresh options available to help every home look its best. Frosted Glass Fixtures: Lighting fixtures are meant to provide light, not obstruct it. Something as simple as replacing a glass fixture globe can shine new

Don't Let These Down Payment Myths Keep You From Homeownership! * CREDIT SCORES DON'T MAKE A DIFFERENCE IN YOUR DOWN PAYMENT! Don’t ignore the importance of your credit scores. With a lower credit score, you’ll most likely be offered loans that have higher interest rates. In addition, some lenders may require a larger down payment. *A 20% DOWN PAYMENT IS REQUIRED TO BUY A HOME. Having a 20% down payment is great, but not always necessary. According to the National Ass

As the tax deadline approaches, remember to take advantage of all the great tax benefits of homeownership! Don’t overlook deductions for property taxes, mortgage interest, or points paid on the purchase of your home!