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·         Stay Informed Keep yourself up to date about new types of scams and phishing techniques. Awareness is your first line of defense.   •        Don't Share Personal Information Avoid giving out personal or financial information over the phone, especially if you didn’t start the call.   •        Use Call Blocking Apps Utilize call blocking apps and features provided by your phone carrier to automatically filter out known spam numbers.   •        Be Wary of Caller ID Spo

Some Triggers Are Unavoidable... When you review your credit with a trusted professional, such as us, the credit reporting companies (Experian, Equifax and TransUnion) are permitted to sell your information. This triggers untrusted and unsolicited offers without your consent.   It may seem unfair; however, it is the reality.  These companies are profiting by selling your information, increasing the number of unsolicited calls you receive and offers you get in the mail. The So

Are you looking to fund a major expense or tackle some long-awaited home renovations? Your home’s equity could provide the financial power to turn your dreams into reality! HELOC’s Can Give You Flexibility! A Home Equity Line of Credit (HELOC) offers a high degree of flexibility. You can access funds as needed during the draw period up to a predetermined credit limit. A HELOC is like a credit card, in that you can borrow small or substantial amounts over time depending on you

It’s time to get off the fence about making that call to 1 st  Choice Lending! You don’t want to look back and wish you would have remodeled your kitchen, like your neighbor did, or pass up the opportunity to purchase rental property like your colleagues did.  Tapping into your home equity can help you achieve what matters most to you, without further delays! Preparing Yourself for a New Loan! If it’s been a while since you applied for a mortgage, it’s a good idea to have us

Naturally, you’d love to see your grown kids buy their first home sooner rather than later! Let’s talk about financing options, including innovative New Home Buyer Programs, and how you can help make it happen. Maybe your adult children are among the 16 percent of those aged 25 to 34, still living at home. Or maybe yours are among the nearly 50 percent of renters who spend more than 30 percent of their income on housing, according to the Joint Center for Housing at Harvard Un