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Tips on Applying for a Mortgage!

If you or someone you know is in the market for a new home, and are concerned about self-employment or a new job, don’t worry!

There are steps you can take to present your employment history in a favorable light. We can help you every step of the way.

Lenders Are Looking for Income Stability

By providing proof of a steady income, you show your prospective lender you are a safe bet!

When evaluating loan application, lenders will usually look for a two-year history of employment in a similar job or the same line of work.

Their biggest concerns are gaps in employment, frequent job changes, length of employment and change in income (increase or decreases).

It’s easy to explain taking time off to go back to school for a degree that will advance your career potential, or to care for a family member.

If you’re self-employed, you’ll need to show that you can support your business and support a mortgage.

Be prepared to provide information that can verify your income, including bank deposits, including bank deposits, or past tax returns.

The Best Way to Approach a Mortgage Is with Our Help

Let us help you prepare and search for solutions to reach your goals! You’ll be glad you did.


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