HOW TO MAINTAIN OR IMPROVE YOUR CREDIT SCORE!

Next, AVOID opening new credit accounts right before applying for a mortgage.

Each time you apply for credit, it shows up on your credit report as a “hard inquiry”.

Too many of these can lower your score, so it’s best to avoid opening new accounts until after you’ve secured your mortgage.

It’s also important to periodically review your credit report for errors. Mistakes in your report can drag down your score, so be sure to check for inaccuracies and report any errors to the credit bureau as soon as possible.

By following these credit tips, you can IMPROVE your chances of qualifying for the mortgage you need.

Remember, good credit takes time to build, so start working on improving your

score as early as possible. With patience and perseverance, you can achieve and

maintain the credit score you need to secure your dream home.