Some Triggers are Unavoidable…
When you review your credit with a trusted advisor, such as us, the credit reporting companies (Experian, Equifax and TransUnion) are permitted to sell your information. This triggers untrusted and unsolicited offers without your consent.
It may seem unfair, however it’s the reality. These companies are profiting by selling your information, increasing the number of unsolicited calls you receive and offers you get in the mail.
“OPT OUT” to stop Them
Fortunately, the same law that allows the credit reporting companies to sell your information also requires them to provide you with the right to opt-out. When you opt out, you prevent your credit file information from being sold for unsolicited offers.
www.optoutprescreen.com to opt out of these offers.
You can opt out for 5 years online or permanently by filing out a form, printing it, and mailing it in.
By opting out, you can also reduce the threat of identity theft! This will stop or greatly reduce the unwanted offers of credit from appearing in your mail, which is a common way identity thieves get access to your information.
Register with he Do Not Call Registry
The National Do Not Call Registry, managed by the Federal Trade Commission (FTC), is another powerful tool in the battle against unwanted spam calls.
This allows you to opt out of telemarketing companies from legitimate companies, significantly reducing the umber of spam calls you receive.
To sign up or check your registration, go to:
www.donotcall.gov and follow the instructions.
You can also call:
1-888-382-1222 to provide your phone number and email to register.
It’s Important to Remember…
While these steps can substantially reduce the number of legitimate unwanted calls you may receive, it probably won’t prevent all unwanted calls.
Combining these tools with other safe practices can help minimize your exposure to such calls, scams and identity theft.
Protecting your Privacy Is a Collective Effort!
Share this information with your friends and family to help them regain control of their phones as well. Together we can make an impact reducing the nuisance of spam calls and foster a safer digital environment for everyone.