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SHOP SMART!


You love showering others with special gifts during the holidays. But you don’t like facing mounting credit card debt to make that happen.


Last year, the average amount of post-holiday debt was $1,381, according to personal financial site Magnify Money. Of those that borrowed money. 89% said they won’t be able to pay off that debt in a month.


Sure…Give Yourself Some Credit!

Credit cards aren’t all bad. You need different open credit lines to prove you can manage debt.


However, when you shop with a credit card, set a limit for holiday gifts, track your spending, and have a three-month payoff plan for your holiday debt.


Smart Spending Means Better Mortgage Financing!

Pay your bills on time and keep your credit card balances low, at least under 30% of the limit on each, so your credit score stays high.


Using credit cards responsibly is worth the effort! A good credit score helps you qualify for the best possible rates for a purchase or refinance.


Rely on us to help you save money on your next mortgage!


CALL NOW!




















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