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Q & A

Ask Your Mortgage Specialist!

Knowledge is power! Sound mortgage solutions give you the freedom to make wise financial decisions when it comes to a new purchase or refinance.

Q: How do I know for sure to go with a Fixed-Rate or Adjustable-Rate Mortgage, and if a 15-year or 30-year loan is right for me?

A: The solution for "which type of loan to go with" basically boils down to your answers to these questions:

*How long do you plan to live in your home?

*What monthly payment can you comfortably live with?

*How stable is your monthly cash flow?

The answers will help us fine-tune your home loan requirements. Once we know exactly what you want and need, we’ll get to work on your loan options.

When you leave everything in our hands, you get a loan program that’s suited for your personal financial goals!

Then, we can get down to the brass tacks of reviewing the features and benefits of the loan packages available to you.

Relax! Before long, you will know with confidence whether a fixed-rate, adjustable-rate, 30-year or 15-year mortgage is right for you!


Q: What does “bait and switch” refer to?

A: Sadly, the mortgage profession has seen its share of unscrupulous practices. A “bait and switch” is the dangling of a super-low interest rate that actually ends up being a much higher rate when you sign on the dotted line.

That’s why it’s so important for you to know who you are dealing with when it comes to a financial commitment as large, and as important, as your mortgage.

We passed a background check and all licensing requirements to become your professional mortgage consultants. We have a solid track record of honesty, integrity, and reliability.

You can’t put a price on the reputation we’ve built and the respect we’ve earned from our clients.

Q: When is the best time to start the Mortgage Planning Process?

A: The sooner, the better! Often, the best way we can serve you is for you to call us before you have a major financial need!

Mortgage planning involves more than just a quick credit check and loan application. We’ll get everything in place to secure loan terms, tailored to your situation, that are ready the moment you are.

Our professional Mortgage Planner Services can help you achieve both your immediate and long-term financial goals.

Call today to get the process started before you start home shopping!

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